- $175K MAGI triggers tier 4 IRMAA, adding $385/month ($4,600/year) to 2026 Medicare premiums via two-year lookback.
$175K MAGI triggers tier 4 IRMAA, adding $385/month ($4,600/year) to 2026 Medicare premiums via two-year lookback.
- File Form SSA-44 immediately if income drops legitimately; run Roth conversions before age 63, not after.
File Form SSA-44 immediately if income drops legitimately; run Roth conversions before age 63, not after.
- Are you ahead, or behind on retirement?
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